Credit Scores

While many people may be opting to freeze their credit, it can actually be somewhat confusing to do so. TransUnion, Equifax, and Experian make their sites complicated, and oftentimes people end up frustrated by the process before even finding the page they need. We’re here to help! If you’d like…

Reaching out to a debt consolidation company can be just what your credit score needs for a quick fix. Not only is a way to pay off any outstanding debts, but with a loan to a debt consolidation company, you’ll also get a bump for credit card utilization. It also…

Although college students appear to understand how to use their credit cards and benefit from them, it seems they aren’t quite so educated about credit scores. A recent survey from Equifax showed that students approach their credit scores with caution, but they would absolutely benefit from a deeper education on…

There are two different ways of checking your credit score: a soft check, which is an estimate and doesn’t lower your score, and a hard check, which can hurt your credit score if you do too many in a year (often these are done through landlords or employers). Here are…

If you’re in need of a boost to your credit score, chances are you could use some help from the experts. After all, good credit is a valuable asset for your financial future. Read on for ten simple steps designed to lead you to better credit quickly. Image via Flickr/GotCredit…

While you’re on the mission of improving your credit score, there may be instances where you aren’t seeing a huge impact. Maybe you’re making payments on time and keeping balances low, but for some reason your credit score stays stagnate. When this happens, look at other factors that could be…

There are two kinds of credit inquiries: hard inquiries and soft inquiries. Hard inquiries can hit your credit report “hard” causing you to lose points on your credit score. These types of inquiries can come from applying for a loan, applying for a credit card or applying for a mortgage.…

Bad credit is a ghost that haunts you. It follows you wherever you go. Not only will it affect your ability to get a car loan, but it will also affect your ability to get a car lease too. You will either have to pay a larger down payment, a…